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Privacy Policy

LNB News

Lyons Bancorp, Inc. and Affiliates Privacy Policy and Practices

At Lyons Bancorp, Inc. and its affiliates, we are committed to safeguarding customer information.  Since your privacy is a priority to us, we will not share nonpublic information about you with third parties outside of the family of companies of Lyons Bancorp, Inc., without your consent, except as explained in our Privacy Policy.

From time to time, we may communicate to you special offers for products or services of third parties outside the Lyons Bancorp corporate family, which we believe may be of interest to you, as explained in our Privacy Policy.  However, we will not provide these third parties with any nonpublic information about you without your consent.

We have created our Privacy Policy to communicate our privacy commitment to you, and to serve your privacy needs.

Protecting your privacy is important to the Lyons Bancorp corporate family.  We want you to understand what information we may gather and how we share it. 

This Privacy Policy explains our collection, use, retention and security of information about you.

How We Gather Information

We are required or we may provide information about you to third parties outside the Lyons Bancorp corporate family without your consent, as permitted by law, such as,

 to respond to a subpoena or court order, judicial process or regulatory authorities.

  1. to consumer reporting agencies.
  2. in connection with a proposed or actual sale, merger, or transfer of all or a portion of a business or an operating unit.
  3. to protect against fraud.
  4. to participate in a private label credit card program.
  5. to financial services companies that share dual employees with The Lyons National Bank.

For purposes of credit reporting, verification and risk management, we will exchange
information about you with reputable reference sources and clearinghouse services.

In addition, we may provide information about you to our service providers to help process your applications or service your account.  Our service providers may include billing service providers, mail and telephone service companies, insurers, loan settlement service providers, property inspection companies, attorneys and other professionals.

We may also provide information about you to our service providers to help us perform joint marketing services (including the marketing of Lyons Bancorp products and services and the products and services of non-Lyons Bancorp companies).  The information provided to these service providers may include categories of information described under “How We Gather Information” limited to only that which we deem appropriate for these service providers to carry out their function.

We do not provide nonpublic information about you to any non-Lyons Bancorp company whose products and services are being marketed unless you authorize us to do so.  These non-Lyons Bancorp companies are not allowed to use this information for purposes beyond your specific authorization.

Sharing Information Within the Lyons Bancorp Corporate Family

We also may share information about you within our corporate family of financial service companies.  These companies include The Lyons National Bank, Lyons Realty Associates Corp., and other members of the Lyons Bancorp corporate family.  

Lyons Bancorp and its corporate family may share with each other all of the categories of information we gather about you, including identification information (such as your name and address), credit reports (such as your credit history), application information (such as your income or credit references), your transactions and experiences with us (such as your payment history), and information from other third parties (such as your employment history).

By sharing this information, Lyons Bancorp can better understand your financial needs.  We can then send you notification of new products and special promotional offers that you might not otherwise know about. 

You may prohibit the sharing of application and third party credit-related information within the Lyons Bancorp corporate family.  Federal law gives you the right to limit some but not all marketing from Lyons Bancorp, Inc. companies.  Federal law also requires us to give you this notice to tell you about your choice to limit marketing from Lyons Bancorp, Inc. companies.  You may limit Lyons Bancorp, Inc. affiliates from marketing their products or services to you based on your personal information that they receive from other Lyons Bancorp, Inc. companies.  This information may include your income, your account history, and your credit score.  Simply mail a signed request, with your name, address and account number, to the following address:

Lyons Bancorp, Inc.
Financial Privacy
PO Box 380
35 William Street
Lyons, New York 14489

Or call the following toll free number: 1-888-946-0100 to prohibit the sharing of application and third party credit-related information or to limit marketing from Lyons Bancorp, Inc. companies.  If you make such a request, it will apply to all of your consumer relationships with all the companies within the Lyons Bancorp, Inc. corporate family.  If you have a joint account, a request by one party will apply to the entire account.

We will honor your choice on restricting information sharing.  However, the restriction does not extend to the sharing of other information, including your name and address, and your account transactions and experiences, within the Lyons Bancorp corporate family.

Our Former Customers

Even if you are no longer a Lyons Bancorp customer, our Privacy Policy will continue to apply to you.

 

Our Security Practices and Information Accuracy

We also take steps to safeguard customer information.  We restrict access to the personal and account information of our customers to those employees who need to know that information in the course of their job responsibilities. 

We maintain physical, electronic, and procedural safeguards that comply with federal standards to protect customer information. We also have internal controls to keep customer information as accurate and complete as we can.  If you believe that any information about you is not accurate, please let us know.

Other Information

This Privacy Policy applies to products or services provided by Lyons Bancorp, used primarily for personal, family, or household purposes (not business purposes).  We reserve the right to change this Privacy Policy, and any of the policies described above, at any time.  The examples contained within this Privacy Policy are illustrations; they are not intended to be exclusive.

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