Through a variety of loan and lending options, LNB can help your company grow and achieve long-term success, no matter what industry you are in.

• Utilize operating lines of credit for short-term working capital, accounts receivable, inventory financing or other immediate needs.


• Enjoy quick approval on term loans that help you expand your business and purchase equipment with flexible repayment terms.


• Choose mortgages and other real estate financing for construction, renovation, capital improvements, and more.

The LNB partners with other organizations to put the best financing packages together for your business needs. These include:  

• Small Business Administration


• Farm Service Agency


• USDA Rural Development Business and Industry Loan Guarantee


• County economic and industrial development agencies


• Empire State Development Linked Deposit Program


• New York State Energy Research and Development Authority (NYSERDA)

LNB commercial lending officers are well versed in finding the best sources to help you finance expansion, cash flow and other financing needs. Contact your LNB lender today!

Loan Guide:

Gathering documents for the approval process

We want to make applying for an LNB Commercial and AG Loan quick and easy for you.  To process your loan request, we will need the following items:

• Three years of business tax returns or financial statements


• Three years of personal tax returns


• Completed LNB Personal Financial Statement


• Completed LNB Business Credit Application

Once you have gathered all this information please contact LNB's Lending Team and they will be able to help you from there.