Let's invest in the future of your business.

We are a proud and dedicated supporter of local businesses and economies. One way we do this is by offering a variety of loan and lending solutions, so business can grow and achieve long-term success no matter what the industry. Our lending team can help your business:

  • Utilize operating lines of credit for short-term working capital, accounts receivable, inventory financing, or other immediate needs
  • Enjoy quick approval on term loans that help you expand your business and purchase equipment with flexible repayment terms
  • Choose mortgages and other real estate financing for construction, renovation, capital improvements, and more

We partner with other organizations to put the best financing packages together for your business needs. These organizations include:

  • Small Business Administration
  • Farm Service Agency
  • USDA Rural Development Business and Industry Loan Guarantee
  • County economic and industrial development agencies
  • Empire State Development Linked Deposit Program
  • New York State Energy Research and Development Authority (NYSERDA)

Loan Guide: Getting Approved

To process your loan request, we will need the following:

  • 3 years of business tax returns or financial statements
  • 3 years of personal tax returns
  • Completed LNB Personal Financial Statement
  • Completed LNB Business Credit Application

Next step: Contact LNB's Lending Team and let's get started.


Meet your Commercial Lending Team

Our job is to help your business reach its fullest potential.

  • Anna M. Bridger

    Vice President & Commercial Loan Officer
  • Clair J. Britt, Jr.

    Executive Vice President & Senior Commercial Lending Officer
  • Stephen V. D'Orazio

    Vice President & Commercial Loan Officer
  • Mark J. DeBacco

    Vice President & Commercial Loan Officer
  • Ryan M. Hallings

    Vice President & Commercial/Agricultural Loan Officer
  • James H. King

    Vice President & Commercial Loan Officer
  • Scott A. MacKenzie

    Vice President & Agricultural/Commercial Loan Officer
  • Corey A. Stulpin

    Banking Officer & Commercial Loan Officer
  • Kraig M. vonHahmann

    Assistant Vice President & Agricultural/ Commercial Loan Officer
  • Daniel R. Wickham

    Commercial/ Agricultural Loan Representative

Contact your local branch below—or stop in and we can review your banking options with you in person.


Find Your Branch
“I trust LNB for my personal and business finances – one source for all my financial needs” Mike C.