Let’s plan for something really amazing: the future.

For years, we’ve been helping individuals and businesses plan, prepare, and look confidently towards the future. With programs specifically designed for real-world opportunities and challenges, our financial services experts help customers make smart decisions now that could have big payoffs later.

Personal Financial Services


As your hometown bank, we have a genuine interest in helping you establish and maintain financial security. We provide a comprehensive array of financial services and dedicated, experienced experts to guide you every step of the way.

Personal Financial Services offered:

  • Retirement Strategies
  • Investment Management
  • Education Savings
  • Life Insurance
  • Long-term Care Insurance
  • Retirement Strategies
  • Investment Management
  • Education Savings
  • Life Insurance
  • Long-term Care Insurance
Learn More

Business Financial Services


Our team of financial service experts helps businesses make essential back-office decisions, from investments to employee programs to retirement. We’ve done it for thousands of businesses—let us do it for yours.

Business Financial Services offered:

  • Investment Management
  • Employer & Employee Benefits
  • Retirement Strategies
Learn More

Meet Your Financial Services Team

  • David DeRaddo CFP®

    Wealth Manager & Banking Officer
  • Donna J. Johnson, CFP®

    Wealth Manager
  • Robert Koczent

    Vice President, Director of Financial Services & Chartered Retirement Planning Counselor
  • Catherine Reynolds

    Wealth Manager
  • Ray Warrick

    Wealth Manager
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Lyons Bancorp, Lyons National Bank, and LNB Financial Services are not registered broker/dealers and are not affiliated with LPL Financial.

Securities offered through LPL Financial, Member FINRA / SIPC. Insurance products offered through LPL Financial or its licensed affiliates.

The LPL Financial registered representative associated with this site may only discuss and/or transact securities business with residents of the following states: NY.

  • Not FDIC Insured.
  • No Bank Guarantee.
  • May Lose Value.
  • Not a Deposit.
  • Not Insured by any Federal Government Agency.