Now's the time. Make it happen!
Equity Loan as Low as
Lock in the rate for up to 10 years
& enjoy **no closing costs!
Variable-Rate Line of
Credit for 3 Months at
Then **standard rate tied to
prime, as low as prime -.25%
Stop by your local LNB branch to learn how we can help you achieve your goals with a low-interest home equity line of credit. Whether you’re renovating your home or making an important purchase, LNB will make the process easy and the solution ideal for you.
FIXED-RATE HOME EQUITY LOAN
*As of April 10, 2017, a Fixed-Rate Home Equity Loan at 3.95% Annual Percentage Rate (APR) is based on a $50,000 loan with 120 monthly principal and interest payments of $505.04. Offer requires an active LNB checking account with automatic payment of monthly loan payments. Payments do not include taxes and insurance which would increase the monthly obligations. Special rate is subject to change without notice. **LNB will pay closing costs for loans $15,000 and over. If you terminate the line within 36 months of opening, you must pay all third-party fees, generally totaling between $600 and $1,200. Limited-time offer subject to: LNB underwriting and credit approval. Property insurance, including flood insurance if applicable, is required. Consult your tax advisor regarding tax deductibility of interest. Other terms and rates are available. Rates do not apply to the refinance of existing LNB loans.
VARIABLE-RATE LINE OF CREDIT
*The Introductory rate on the Home Equity Variable Rate line of Credit, will be discounted at a fixed Annual Percentage Rate (APR) of 0.00% for the first three payments then the APR will convert to a **variable rate of 0.25% below the highest prime rate published in the Wall Street Journal and adjust quarterly. As of 3/31/2017 PRIME was 4.00%. Offer is valid for Home Equity Lines of Credit of $25,000.00 and over. Subject to a minimum Floor Rate of 3.50%. If you terminate the line within 36 months of opening, you must pay all third party fees, generally totaling between $600.00 and $1,200.00. Maximum APR is 16.0%. Limited-time offer subject to: normal application and credit approval. All rates and terms are subject to change without notice. Other terms and rates are available upon request. Offer requires an active LNB checking account with automatic payment of monthly loan payments. Property Insurance is required. Flood Insurance may be required. Consult your tax advisor regarding tax deductibility of interest.Rates do not apply to the refinance of existing LNB loans.