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Lake Property Financing: How to Find the Right Lender

Whether buying the lakefront home of your dreams or renovating the seasonal cottage that holds your family’s memories, selecting a trusted lender is crucial to ensuring the lending process goes smoothly.

Here are some important factors to consider when shopping for your lending partner:

Look for an Industry Leader: Experience can be the difference between a good lending institution and a great one. So do your homework. Search the web to see if they offer competitive products that meet a full range of borrowing needs, provide links to fast and easy online pre-approval sites, and staff their offices with professionals that have a proven track record in mortgage lending.

Hometown Has Its Advantages: Working with a local lender with a long-standing knowledge of the unique Finger Lakes region is beneficial. Lenders with a strong lay of the land have a deep understanding of the ins-and-outs of financing lake property, which can be an invaluable insight for borrowers during the lending process.

Never Underestimate Customer Service: Look for a lender that practices what they preach. If service is their #1 priority, you should expect your first inquiry to be as important to them as your closing, and beyond. Make an appointment to discuss your individual lending needs and expect nothing less than first-class service throughout the process.

Looking for a lending partner? Contact The Lyons National Bank (LNB) — a local mortgage leader since 1852. Offering a full range of mortgage products for financing a primary and second home, seasonal and investment property, and construction and land purchases, our staff will guide you every step of the way with the best one-to-one customer service available in the marketplace today.

Joe Arbogast,
Mortgage Specialist, Ontario County
NMLS #144078
(315) 561-9019

Valorie Heinzman,
Mortgage Specialist, Seneca County
NMLS #1154002

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