Free Rewards Checking Account
Ready to earn big rewards?
This free, high-interest checking account will help you earn and save big.
- Earn up to 1.00% APY* on balances up to $15,000**
- 0.01% APY if qualifications aren't met
- It’s FREE!
- No minimum balance
- No monthly maintenance fee
- Free ATM fees **
- Direct Deposit
- Free Online Banking
- Free Visa Debit/ATM Card
- LNB Courtesy Pay and Overdraft Protection
- Falcon Fraud Manager
**APY = Annual Percentage Yield
**Minimum to open account is $25 for Free Rewards Checking.
Annual Percentage Yield (APY) accurate as of 1/12/2016. Free Rewards Checking rate tiers are as follows: 1.00% applies to balances of $0.01-$15,000 and 0.10% applies to the portion of balances over $15,000 if qualifications are met during monthly qualification cycle. 0.01% applies to all balances if qualifications are not met. All balances will earn 1.00% APY-0.10% APY if qualifications are met. Monthly qualifications include having at least 12 debit card purchases, have at least one direct deposit or automatic payment, and receive e-statements. Qualifications must post and clear the Free Rewards Checking during the monthly qualification cycle. Intra-bank transfers do not count as qualifying transactions. Rates may change after account is opened.
***ATM Fee refunds (whether imposed by LNB or a third party) up to $15 provided only if qualifications are met within monthly qualification cycle.