Banking with LNBYour Home Equity Has Grown. Put it to work.
Introductory
0% APR for six months
Variable-rate thereafter, currently as low as Prime
-.25% or 3.25% APR
Plus, enjoy $0 Closing Costs
LNB’s home equity line of credit offers convenience, flexibility, and of course, added funds to use as you wish. Whether you are renovating your home, consolidating debt, or investing in higher education, LNB is here to help you turn your dreams into reality.
Find a location near youThe Introductory Rate on the Home Equity Variable Rate Line of Credit will be discounted at a fixed Annual Percentage Rate (APR) of 0.00% for the first six months. Thereafter, rates are variable based on Wall Street Journal Prime Rate plus or minus the margins indicated here. APR will convert to a variable rate of Prime -.25% for lines of $50,000.00 or more; Prime +0% for lines $25,000.00 to $49,999.99; and Prime +.50% for lines $15,000.00 to $29,999.99. As of 3/28/2022, Prime was 3.50%. Offer is valid for Home Equity Lines of Credit of $15,000.00 and over. After the introductory period, the line is subject to a minimum Floor Rate of 3.50%. If you terminate the line within 36 months of opening, you must pay all third party fees, generally totaling between $600.00 and $1,200.00. Maximum APR is 16.0%. Limited-time offer subject to: normal application and credit approval. All rates and terms are subject to change without notice. Other terms and rates are available upon request. Offer requires an active LNB checking account. Property Insurance is required. Flood Insurance may be required. Consult your tax advisor regarding tax deductibility of interest. Rates do not apply to the refinance of existing LNB debt