Personal Financial Services
Located at your hometown bank, we have a genuine interest in helping you establish and maintain financial security. We provide a comprehensive array of financial services and dedicated, experienced specialists to guide you every step of the way.
Personal Financial Services offered:
- Retirement Strategies
- Investment Management
- Education Savings
- Life Insurance
- Long-term Care Insurance
Business Financial Services
Our team of financial services specialists helps businesses make essential back-office decisions, from investments to employee programs to retirement. We’ve done it for thousands of businesses—let us do it for yours.
Business Financial Services offered:
- Investment Management
- Employer & Employee Benefits
- Retirement Strategies
Meet Your Financial Services Team
Robert Koczent
Vice President, Director of Financial Services & CRPC®
CRPC CONFERRED BY COLLEGE FOR FINANCIAL PLANNING
David DeRaddo, CFP® ChFC®
Assistant Vice President
Kim Emperato, CRPC®
Wealth Manager
CRPC CONFERRED BY COLLEGE FOR FINANCIAL PLANNING
Donna J. Johnson, CFP® CLU® ChFC® RICP® MBA
Wealth Manager
RICP CONFERRED BY COLLEGE FOR FINANCIAL PLANNING
Catherine Reynolds
Wealth Manager
Mirinda Saxton
Financial Services Assistant
Betsy Warfield
Financial Services Assistant
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Helpful Resources
- Sep
6FINANCIAL ADVISOR KIM EMPERATO CHAMPIONS TECHNOLOGY ADOPTION AT NATIONAL INDUSTRY CONFERENCE
Read MoreAuburn, New York — August 26, 2019 — Kim Emperato, CRPC® of LNB Financial Services located at The Lyons National Bank, recently attended LPL Financial’s Focus 2019 conference, one of the financial advice industry’s premier events and the largest a
- May
1DONNA J. JOHNSON EARNS RETIREMENT INCOME CERTIFIED PROFESSIONAL® (RICP®) DESIGNATION
Read MoreOntario, New York – May 1, 2018 – Donna J. Johnson, CFP®, The Lyons National Bank has earned the Retirement Income Certified Professional® (RICP®) professional designation from The American College of Financial Services, Bryn Mawr, PA.
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. The Lyons National Bank (LNB) and LNB Financial Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using LNB Financial Services, and may also be employees of LNB. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of LNB or LNB Financial Services. Securities and insurance offered through LPL or its affiliates are:
- Not Insured by FDIC or Any Other Government Agency
- Not Bank Guaranteed
- Not Bank Deposits or Obligations
- May Lose Value
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.